In most cases, home insurance does cover bathroom leaks if they are sudden and accidental. However, if the leak is due to poor maintenance or wear and tear, it's likely that your insurance won't cover it. It's crucial to regularly maintain your bathroom facilities to prevent any leaks. Also, always check the specifics of your policy to understand what is covered. In conclusion, while home insurance can save the day for unexpected leaks, it's not a safety net for negligence.